Network Insurance Services, Inc.

What does a commercial general liability policy cover?

Commercial general liability insurance is the most basic, and often the most important, coverage for insuring commercial liability loss exposures. The exposures covered by the commercial general liability insurance are often characterized as premises, operations, products, and completed operations. With the exceptions of automobile exposure and workers compensation obligations, commercial general liability insurance covers the majority of liability exposure facing organizations.

The commercial general liability coverage form can be summarized as follows:

Coverage Part A.. Bodily Injury and Property Damage Liability

Coverage B... Personal and Advertising Injury Liability

Coverage C...Medical Payments